RE/MAX West |
BoiseSearch.com
"Work To Improve The Opportunities For The People Around You To Succeed" Realtor, Mark Ballard Phone: (208) 941-2293 Fax: (208) 378-1346 |
 |
|
Low, Moderate Income and First Time Homebuyer Programs: Home ownership is a key step to achieving financial stability. We specialize in staying current with all the local first time homebuyer and low income assistance loan programs and grant programs. Some of the best local options include: Boise Neighborhood Housing Association - These loan programs are provided in cooperation with local lenders to promote the improvement of local neighborhoods through home ownership. They can provide 100% loan to value options and low interest rates for low & moderate income individuals. Idaho Housing & Finance Association reduced rate loans - These programs provide a below market interest rates for low income individuals. For more information about current IHFA interest rates, low down payments, and income requirements, call me anytime at 941-2293 or visit here. IHFA Grants - IHFA offers various grants to assist qualifying buyers with the purchase of their home. There are several programs available and outlined here. If you are low income, and your lender has not mentioned IHFA options to you, it is likely because they do not offer IHFA loans. Most local loan officers do not offer IHFA loans, so you want to make sure you're dealing with a brokerage/bank that offers IHFA reduced interest rates as a option. It's essential to get a good loan. And it's also essential to have quality Buyer Representation. We will negotiate the lowest overall price for your new home. You will have the protection of your own agent. In Idaho, it costs nothing more to have an agent representing only you. As important as getting a great price, you want to get the Seller to pay as much of your loan prepaids, closing costs, and down payment as possible. We specialize in creating win-win contracts so our clients can get great loan terms, a low price, and Seller financial assistance with the down payment and closing costs. If you've seen a house you're interested in, and you'd like to see it
immediately, we can assist. It doesn't matter what company's sign is
in the yard. Any Realtor from any local agency can show you inside, contact
the owner, and answer all your questions about the home. You want an agent
working only for you, and not working for the Seller. |
||
Client Testimonials
"Mark was very attentive to our needs and requests, he worked around our scheduling needs and was very friendly and easy to work with. He quickly responded to any questions or requests. He worked hard all through the process for us. He truly made this as an enjoyable process as it could be. He will surely be our choice if there is a next time! Thank you so much Mark!"
Jose and Celine Lugo, First Time Homebuyers, January 2003
"Having Mark for a realtor is like having your mother look for your house for you. He always called right away when something came on the market that I might be interested in. He even came and got me and all my children to go and look at the home that I bought. I am very pleased with Mark's hard work and dedication. My 3 children, daughter-in-law and grandbaby are very happy in our new, bigger home! Thanks so much Mark!"
Terry Hatton,
Homebuyer, December 2002
"Thank you so much for following up so well on the progress, I appreciate it. It
sounds like everything is coming along nicely. . . I am very grateful for all
you have done . . . You have been extremely thorough very professional and I
thank you."
Cathy R., Homebuyer, March 2003
"Thank you so much for selling our house. You did an awesome job. We sure appreciate your loyalty and friendship. I hope things go well for your family in the future. Your work was great."
Craig & Shelly Zorger, May 2003